In Vietnam, credit cards are widely accepted in many places, particularly in urban areas and tourist destinations. However, their acceptance can vary depending on the type of establishment and location. Here’s a guide on where you can use credit cards in Vietnam:
### Where Credit Cards Are Commonly Accepted
1. Hotels and Resorts: Most mid-range to luxury hotels and resorts accept credit cards, especially in major cities like Hanoi, Ho Chi Minh City, Da Nang, and popular tourist areas like Ha Long Bay and Phu Quoc.
2. Restaurants: Many upscale and mid-range restaurants in urban areas and tourist spots accept credit cards. International chains and high-end dining establishments are more likely to take credit cards than small, local eateries.
3. Shopping Malls: Credit cards are widely accepted in shopping malls, department stores, and large retail chains across Vietnam.
4. Airlines and Travel Agencies: Domestic and international airlines, as well as most travel agencies, accept credit cards for booking flights, tours, and other services.
5. Supermarkets and Convenience Stores: Large supermarkets like Lotte Mart, Big C, and VinMart accept credit cards. Some convenience stores like Circle K and 7-Eleven also accept them.
6. Tourist Attractions: Major tourist attractions that charge entry fees, such as museums and cultural sites, often accept credit cards.
### Where Credit Cards May Not Be Accepted
1. Small Local Businesses: Many small shops, street vendors, local markets, and small family-owned businesses typically do not accept credit cards. Cash is the preferred payment method in these places.
2. Rural Areas: In rural or less touristy areas, credit card acceptance is limited. Cash is essential if you’re traveling outside major cities and tourist hubs.
3. Public Transportation: While some taxi services and ride-hailing apps like Grab accept credit cards, most public transportation options like buses, trains, and local taxis operate on a cash-only basis.
4. Local Restaurants and Cafés: Small, local eateries and cafés, especially those in non-tourist areas, usually do not accept credit cards.
### Tips for Using Credit Cards in Vietnam
- Carry Some Cash: Even in places where credit cards are accepted, it’s a good idea to have some cash on hand for small purchases or in case the card terminal is down.
- Notify Your Bank: Inform your bank or credit card provider of your travel plans to Vietnam to avoid any issues with card transactions being flagged as suspicious.
- Transaction Fees: Be aware of foreign transaction fees that may apply when using your credit card abroad. Some establishments may also charge a small fee for credit card payments.
- ATMs: If you need cash, ATMs are widely available in cities and tourist areas, and many accept international cards for cash withdrawals.
Overall, while credit cards are accepted in many places in Vietnam, it’s important to be prepared with cash, especially when venturing outside of major cities and tourist hotspots.
