The buck stops here. meaning?

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What is the meaning of "The buck stops here." idiom?
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Idiom Conjugations:

 
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Idiom Definition:


" The buck stops here."
to take responsibility
 
Synonyms: answer-ability, authority, burden, care, charge, culpability, custody, duty, must, need, obligation, onus, pledge, power, responsible
 



Literally, the buck (male deer) stops here.  (because of the red light) ... 
 


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Idiom Scenario 1:


A hospital administrator is talking with a patient who had a procedure some time ago ...
Administrator:  "How can I help you?"
Patient:  "I have been trying all morning to get some help with understanding my hospital bill.  First, I asked my nurse.  She told me it wasn't her responsibility.  She told me to ask her supervisor.  I asked the supervisor but she passed the buck to the billing department.  The billing department sent me to the X-ray department and finally I was directed to see you.  Are you going to send me to someone else or can you help me with my bill?"
Administrator:  "No, I won't send you to someone else.  The buck stops here.  I will take responsibility for looking after your inquiry."
Patient:  "Thank you!"
 


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Idiom Usage:

The buck stops with me. (or you or him or her or us or them)
 
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Gerund Form of the Idiom:

There is no gerund form for "The buck stops here."
 
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Idiom Scenario 2:


Two coworkers are talking about why a recent collaborative project was not finished on time ...
Worker 1:  "There's big trouble in the office because we missed the deadline."
Worker 2:  "I heard.  I also heard that Fred didn't finish his part on time."
Worker 1:  "I finished my part in plenty of time."
Worker 2:  "Me too.  What about the IT department?  They were terribly late with the infrastructure."
Worker 1:  "Well, who's going to be in trouble?"
Worker 2:  "Ultimately, the buck stops with the Project Leader.  She will have to justify why we are late."
 

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